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Debt Collection

Conversational AI for debt collection

Humanised, large-scale collection campaigns with AI agents that negotiate and close agreements.

100K+
Calls per campaign
47%
Agreement close rate
3.2x
More effective contacts
60%
Operational cost reduction

Challenges Talkover solves

Common problems in the debt collection sector — and how conversational AI eliminates them.

Without Talkover

  • Human agents expensive at high volume
  • Low contact rate
  • Inappropriate tone that drives debtors away

With Talkover

  • Batch dialling with empathetic AI
  • Automated agreement negotiation
  • Best contact time detection
  • Payment system integration

Features for debt collection

Resources specifically designed for your sector needs.

Dialling at scale

Launch campaigns with hundreds of thousands of calls, and the AI handles each one with an empathetic tone and personalised negotiation.

Intelligent negotiation

The agent offers payment terms, discounts, and instalments within defined rules — and closes the agreement on the spot.

Best contact time

Machine learning identifies the optimal time to reach each debtor, maximising the effective contact rate.

Trusted by leading companies

AWS StartupsBalanças MaringáCrediConsegGrupo VendeuKnowbitLancore

How to get started

Implement in days, not months — without technical complexity.

01

Import your portfolio

Upload the debtor base with amounts, due dates, and contact details to the Talkover dashboard.

02

Define negotiation rules

Configure discount thresholds, instalment options, and negotiation limits for the agent.

03

Launch the campaign

The agent calls, negotiates, closes agreements, and sends payment links — fully automated and auditable.

Frequently asked questions

Transform customer service in debt collection

Schedule a personalized demo for your sector.

Talk to Sales